Flex Pay, Pay Monthly, Universal Credit

Owners: Renaud Laplanche, Adam Ajlouni
Acct #509391
2
Total Licenses
2
Active
2
Locations
2024
Operating Since

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Business Summary

GrowingMulti-location operator

Flex Pay, Pay Monthly, Universal Credit has been operating in Chicago since 2024 (~2 years). They currently hold 2 active licenses across 2 locations.

Primary activity: Debt Collecting - Administrative Commercial Office (Accounting / Finance).

Notable: Growing and Multi-location operator.

Most recent activity: renewal on 2026-06-22.

Locations

2 addresses on file
  • 2 N CENTRAL AVE 10TH2 licensesActive
    Licenses (2)
    • Regulated Business LicenseActive2026-06-22
    • Regulated Business License2025-04-24
  • 275 BATTERY ST 23RD2 licensesActive
    Licenses (2)
    • Regulated Business LicenseActive2026-06-22
    • Regulated Business License2024-08-05

Activities

Debt Collecting - Administrative Commercial Office

Licenses

4 records

One row per license event since 2020. Tap any row for the full record. A renewal with no issuance below it points to a license first issued before our 2020 coverage window.

Regulated Business LicenserenewalActiveIssued 2026-06-22 · Expires 2028-08-15
License number
3025646
License code
4404
Site number
2
DBA name
Flex Pay, Pay Monthly, Universal Credit
Legal name
Upgrade, INC.
Address
2 N CENTRAL AVE 10TH, PHOENIX, AZ 85004
Business activity
Debt Collecting - Administrative Commercial Office
Application type
RENEW
Conditional approval
N
License start
2026-08-16
Payment date
2026-06-18
Date issued
2026-06-22
Expiration
2028-08-15
Status change
Data not available
Ward
Data not available
Precinct
Data not available
Police district
Data not available
Community area
Data not available
Neighborhood
Data not available
SSA
Data not available
Regulated Business LicenserenewalActiveIssued 2026-06-22 · Expires 2028-08-15
License number
2983652
License code
4404
Site number
1
DBA name
Flex Pay/pay Monthly/universal Credit
Legal name
Upgrade, INC.
Address
275 BATTERY ST 23RD, SAN FRANCISCO, CA 94111
Business activity
Debt Collecting - Administrative Commercial Office
Application type
RENEW
Conditional approval
N
License start
2026-08-16
Payment date
2026-06-18
Date issued
2026-06-22
Expiration
2028-08-15
Status change
Data not available
Ward
Data not available
Precinct
Data not available
Police district
Data not available
Community area
Data not available
Neighborhood
Data not available
SSA
Data not available
Regulated Business LicensenewIssued 2025-04-24 · Expires 2026-08-15
License number
3025646
License code
4404
Site number
2
DBA name
Flex Pay, Pay Monthly, Universal Credit
Legal name
Upgrade, INC.
Address
2 N CENTRAL AVE 10TH, PHOENIX, AZ 85004
Business activity
Debt Collecting - Administrative Commercial Office
Application type
ISSUE
Conditional approval
N
License start
2025-04-24
Payment date
2025-04-23
Date issued
2025-04-24
Expiration
2026-08-15
Status change
Data not available
Ward
Data not available
Precinct
Data not available
Police district
Data not available
Community area
Data not available
Neighborhood
Data not available
SSA
Data not available
Regulated Business LicensenewIssued 2024-08-05 · Expires 2026-08-15
License number
2983652
License code
4404
Site number
1
DBA name
Flex Pay/pay Monthly/universal Credit
Legal name
Upgrade, INC.
Address
275 BATTERY ST 23RD, SAN FRANCISCO, CA 94111
Business activity
Debt Collecting - Administrative Commercial Office
Application type
ISSUE
Conditional approval
N
License start
2024-08-05
Payment date
2024-08-02
Date issued
2024-08-05
Expiration
2026-08-15
Status change
Data not available
Ward
Data not available
Precinct
Data not available
Police district
Data not available
Community area
Data not available
Neighborhood
Data not available
SSA
Data not available

Permits & Construction

Data not available

Property & Census

Neighborhood

Median household income
$36,645
Owner-occupied housing
21.5%
Bachelor’s degree or higher
14.2%
People per sq mi
23,400
White-collar workforce
35.7%
Census tract 17031252000 · ACS 5-year 2024

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